Terms & Conditions

Effective Date: [Insert Date]

Welcome to Xolby.com. These Terms & Conditions ("Terms") govern your access to and use of our website and services ("Services") operated by Xolby Inc. ("Xolby", "we", "us", or "our"). By using our Services, you agree to these Terms. If you do not agree, please do not use our Services.

1. Use of Services

You may use Xolby’s Services only in accordance with these Terms and applicable laws. You are responsible for all activities conducted under your account.

You agree not to:

• Use the Services for any unlawful purpose.
• Attempt to access systems or data without authorization.
• Copy, modify, or reverse engineer any part of the platform.

2. Account Registration

To use certain features, you must create an account and provide accurate, complete, and updated information. You are responsible for maintaining the confidentiality of your login credentials and all activities that occur under your account.

3. Subscription & Payments

Certain features require a paid subscription. By subscribing, you agree to:

• Pay all applicable fees and taxes.
• Provide accurate billing information.
• Allow us to charge your payment method on a recurring basis (if applicable).

Failure to pay may result in suspension or termination of your access to Services.

4. Free Trials

We may offer free trials for a limited time. After the trial period, you may be automatically charged unless you cancel beforehand.

5. Intellectual Property

All content, software, and materials available on Xolby are owned or licensed by Xolby Inc. and protected by copyright, trademark, and other intellectual property laws.

You may not use our brand, logo, or content without express written permission.

6. User Content

You retain ownership of the data you input into the platform ("User Content"). By submitting content to Xolby, you grant us a limited license to use, process, and store it to provide our Services.

You are solely responsible for ensuring your User Content complies with all applicable laws and regulations.

7. Termination

We may suspend or terminate your access at any time if you violate these Terms, or if required by law. Upon termination, your right to use the Services will cease immediately.

You may cancel your account at any time through your dashboard or by contacting support.

8. Disclaimers

Our Services are provided "as is" and "as available" without warranties of any kind. We do not guarantee that:

• The Services will be uninterrupted or error-free.
• Any defects will be corrected.
• The results from using the Services will meet your expectations.

9. Limitation of Liability

To the fullest extent permitted by law, Xolby and its affiliates shall not be liable for:

• Any indirect, incidental, or consequential damages.
• Loss of profits, data, or goodwill.
• Damages exceeding the amount you paid to Xolby in the last 12 months.

10. Indemnification

You agree to indemnify and hold harmless Xolby, its directors, officers, employees, and agents from any claims, liabilities, damages, losses, or expenses arising out of your use of the Services or your violation of these Terms.

11. Modifications to Terms

We may update these Terms from time to time. The updated Terms will be posted on our website with the new effective date. Continued use of the Services after such updates constitutes your agreement to the revised Terms.

12. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of [Insert State or Country]. Any disputes will be resolved in the courts of [Insert Jurisdiction].

13. Contact Us

If you have any questions about these Terms, please contact us at:

Xolby Inc.
Email: legal@xolby.com
Website: https://xolby.com

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